Location- Sky Blossom City, Card Stadium, Arena
[Card Name- Tome of Contracts
Card Type- Origin Card
Card Rank- Unique Grade
Card Effect- Tome of Contracts allows the host to form contact with all beings, and it records all the contracts.
Additional Effect – Loan Shark, Debt Collection, Debt Recovery, Polyglot, Debt imprisonment.
Note: Every contract must have at least two parties to a contract that is offeror and acceptor/offeree. The contract comes into existence when one of the parties makes an offer or proposal to the other and hence is termed as the offeror
Caution: effectiveness of the skill is dependent on the host’s strength.]
Loan Shark- The skill allows the host to charge extremely high rates of interest on promised compensation mentioned in the contract.
Note- interest can be received in the form of compensation mentioned in the contract or something of equal value with or without the consent of the parties involved.
Caution – effectiveness of the skill is dependent on the host’s strength.
Debt Collection- this skill allows the host to pursue payments of debts owed by individual soul contracts.
Caution- while using this skill the host as the offeror or offeree should have high strength otherwise the collection depends upon the will of the other party or parties involved.
Debt Recovery- this skill allows the host to outsource the process of pursuing payments of debts owed by individuals or collective contracts to a trusted third party.
Caution: the host can make use of a third party at her own risk.
Debt imprisonment – the host can imprison a debtor who fails to pay his debt on or before the date due in the Tome of Contracts.
Note: forceful imprisonment is also possible in case the interest to be paid equals the debt principal.
Caution: effectiveness of the skill is dependent on the host’s strength.
Polyglot- This skill allows the host to know and be able to use several languages not limited by race and species limitations.
Tome of Contracts, Cortney’s origin card. Created using her fated card ingredient a Contract. Cortney’s origin card is not as impressive as its name makes it to be. It is just a normal Contract that comes with a few additional skills such as Loan Shark, Debt Collection, Debt Recovery, Debt Imprisonment, and Polyglot.
At first glance, the origin card Tome of Contracts and its additional skills Loan Shark, Debt Collection, and Debt Recovery look impressive but they are not. With the exception of the additional skill, Polyglot and Debt Imprisonment. This origin card is nothing compared to the alternative in the market, Soul Contract.
The contract in Tome of Contracts is a normal paper contract but it has similar properties to Soul Contract. For example the absolute legitimacy of Soul Contract. This absolute legitimacy of the soul contract comes from its omnipresent witness and omnipotent enforcer, the world and its rules. In the case of Tome of Contracts, its absoluteness depends on the strength of its host, that is the realm of Cortney.
Meaning when Cortney enters into a contract with somebody using Tome of Contracts she can force that person to pay up using Debt collection if only she is stronger than the said person. But the same cannot be said if the other party is stronger than her. Thanks to Debt recovery she can hire a third party to force the said person to pay up but the risk of hiring a third party was on her.
In simple words, Cortney’s origin card Tome of Contracts was nothing but a fancy card that allows the user to enter into a contract with various creatures, with effects similar to that of a normal mortal contract. Even after undergoing one baptism, Cortney’s origin card showed no improvement. Except for skills Polyglot and Debt Imprisonment, other effects continued to remain as worthless as before.
The intention of the creator of this origin card was to allow Cortney to enter into a contract with monsters so that she can walk the path of the Monster Tamer. Which he achieved brilliantly with skills Polyglot and Debt Imprisonment but these were like double-edged swords. And which side Cortney was on depended on her strength. Except for this one negative, the origin card was okay. Though it did not increase Cortney’s strength drastically it gave her a unique path to wake and slowly accumulate strength.
This is why it’s important to select a perfect card creationist based on your needs to create an origin card. There are hundreds of cards out there and not every card creationist is capable of creating every type of card. So they become specialists at creating certain types of cards. The card apprentice must search for the Card creationist based on the type of origin card they want and the fate ingredient they possess. Otherwise, they end up getting subpar origin cards that barely help them in any way.
Thankfully for Cortney, as if the world was watching over her, the origin card created ended up being a perfect fit for her physique, Tao Tongue.
The strength that the origin card Tome of Contract lacked to collect a debt, it tried to make up for it by adding the option of hiring a strong third party. But this option instead of becoming a solution ended up becoming the problem itself.
But thanks to Cortney’s physique she found an omnipotent and trustworthy third party to help her recover her debt. And filling the shortcomings of her origin card. With the combination of her physique and origin card, Cortney no longer had to worry about the requirements of the skills Loan Shark, Debt Collection, Debt Recovery, and Debt imprisonment. With an omnipresent witness and omnipotent recovery agents like the world and its rules, Cortney had an omnipotent ability at her disposal.
Cortney would use her skill polyglot to get into a contract with monsters then use her origin card ability to ramp up the interest and then imprison the monsters with help of the world and its rules. Thanks to the presence of the world and its rule Cortney could jump the realm limitation and turn creatures of any realm into a debtor and imprison them till they pay the interest and debt principle.