"If you’re worried about high interest rates, don’t be. The interest I charge on loans is only 0.2%, and I only take 5% from the spirit stones you deposit with me. For example, for every hundred low-grade spirit stones, I only take five. That’s not much, right? It’s just a small fee for my efforts."
Baolin Jia instinctively felt that this Senior Sister was a wealthy client, so he tried hard to persuade her.
It wasn’t a high rate.
If Amalia really had unused spirit stones, she might have considered depositing them with him.
"Alright, I know you’re honest and fair, but I really don’t have any spare spirit stones with me. I might even need to borrow some more from you," Amalia interrupted him.
Baolin Jia’s speech came to an abrupt halt.
After all that talk, she wanted to borrow more spirit stones from him.
After this incident, how could he possibly lend her any more money?
This Senior Sister could pay back the debt exactly on the one-month mark today and do the same next time, which meant he wouldn’t make any profit.
However, he couldn’t directly refuse her.
Offending people wasn’t his style.
Baolin Jia believed in treating everyone as potential clients.
Besides, this Senior Sister was from Main Peak, and maintaining a good relationship with her could open up new business opportunities in the future.
"Senior Sister, how much do you want to borrow? If it’s a small amount, I still can manage it, but if it’s a lot, I might not be able to help," Baolin Jia said while putting on a troubled expression.
Amalia didn’t believe him at all.
This chubby guy was so good at business and so eloquent; his pockets were surely well-lined.
"A few hundred mid-grade spirit stones, perhaps. But not right now. I don’t need them at the moment. When I do, I’ll come find you," Amalia said with a smile.
"That’s really too bad," Baolin Jia instantly perked up, his eyes narrowing with a smile.
"It’s not bad. Next time, you might not welcome me," Amalia said.
"Of course not. As long as someone is sincere about doing business with me, we can always talk," Baolin Jia replied righteously.
Amalia’s smile was meaningful and said, "Alright, we should go."
"Safe travels, Senior Sister and Brother," Baolin Jia said, smiling as he watched them leave.
As soon as they were out of sight, his smile vanished.
A Senior Sister from the Main Peak?
He wouldn’t be fooled again.
Baolin Jia immediately sought out someone to inquire about her at the Main Peak.
He knew many people.
Although the Main Peak had many ’noble families’, not all disciples were from these elite groups.
He mainly associated with those on the periphery of the Main Peak.
Given that Baolin Jia had previously lent spirit stones and helped some disciples in need, those he asked were happy to help him with this favor.
After returning to the Main Peak, one of the senior brothers asked around but found surprising results—none of his peers had ever heard of Amalia.
"That’s impossible. Baolin Jia said she was from the Main Peak. He wouldn’t dare make someone up just to deceive me," the senior brother thought.
"Actually, there is one other place," one of his fellow disciples suggested after some thought.
The senior brother’s face changed slightly, realizing where this might lead.
Disciples of the Main Peak were divided into inner and outer circles.
The inner circle comprised the core disciples, while the outer circle included people like them.
They didn’t often interact with each other, so there were things they didn’t know.
"Right, you can ask Senior Brother Chang. He would definitely know. If even he doesn’t know, then that person probably doesn’t exist," his fellow disciple suggested.
The senior brother had no choice but to seek out Renshu Chang.
When Renshu Chang heard a junior brother was looking for him, he came out.
"Senior Brother Chang," the junior brother greeted him with a pleased expression.
Renshu Chang recognized him and asked gently, "Ah, Junior Brother Li, what brings you here?"
Junior Brother Li scratched his head, embarrassed, "Senior Brother Chang, I wanted to ask if you know someone named Amalia."
Renshu Chang’s expression changed slightly, "Amalia... why are you asking about her?"
Seeing his senior brother’s reaction, Junior Brother Li quickly clarified, "I’m just asking on behalf of someone else, to see if there’s such a person in the Main Peak. I have no other motive."
"I see," Renshu Chang nodded his head, "She is indeed from the Main Peak. She joined not long ago, so it’s normal that you haven’t heard of her. Just let them know."
"Thank you, Senior Brother Chang."
Junior Brother Li relayed this information to Baolin Jia, who was finally relieved to learn that Amalia was indeed a disciple of the Main Peak.
Seeing Baolin Jia’s joyful expression, Junior Brother Li recalled Renshu Chang’s reaction and couldn’t help but warn him.
"Baolin Jia, I think this Amalia holds a special status in the Main Peak. You should be careful not to offend her."
"Didn’t you say she just joined recently? How could she be special?" Baolin Jia’s face changed.
Junior Brother Li shrugged, "I don’t know, but the fact that none of us knew about her, and only Senior Brother Chang did, already suggests she’s not an ordinary disciple."
Baolin Jia’s eyes lit up, "Thank you, Junior Brother Li."
This was great.
He had never interacted with the core disciples of the Main Peak, not because he didn’t want to, but because he never had the opportunity.
Now, with this golden opportunity right in front of him, he had to seize it.
If they entrusted their spirit stones to him, he’d be swimming in spirit stones in no time.
...
"Since I’ll be returning to the Nameless Peak, I might not be able to come back for a while," Amalia said.
Having finished her tasks, Amalia planned to report to her master at the Nameless Peak.
Given her master’s temperament, he probably wouldn’t let Kenny Lin stay there.