Chapter 312: Chapter 277: Cultivation System Assistant
The one who regretted it the most was Shen Yaode and He Juying’s family. Although their relationship wasn’t as close as Shen Jianwei’s family, it was still much closer than that of average relatives. Discover more novels at novelFɪre.net
However, in the past few months, with Shen Yaode repeatedly pressuring for debt, this relationship had completely deteriorated and had reverted back to being merely superficial.
Shen Yaode shook his head secretly, thinking that his wife was narrow-minded due to lack of experience. He wished he had never listened to her suggestion about asking his second brother for the debt.
Ah, otherwise they might still be included in the travel plans.
Moreover, he also wanted to expand his car wash business recently, maybe opening a branch or something. Considering his nephew’s financial resources, investing a few hundred thousand would have been nothing to him.
But now, that was completely out of the question.
After three rounds of drinks, several elder family members were red-faced, and Shen Wei, who was on leave today, also drank quite a bit.
After finishing dinner and drinks, everyone didn’t leave right away. They had some tea and chatted until 2:30 PM before leaving gradually, while Shen Yuan’s family stayed and talked with his uncle and aunt until 3:30 AM before going home.
Originally, his aunt wanted them to stay for dinner, but Ji Ya had sent Shen Yuan a WeChat message, saying that everything was arranged with the insurance company, so Shen Yuan had to politely refuse and took his parents home.
Shen Yuan sent his home address to Ji Ya, asked her to wait downstairs, and then drove his G63S, taking his parents and Shen Xuan home.
“Brother, what’s the matter that requires us to go home? I wanted to stay at our uncle’s place longer. It’s so boring at home.”
Sitting in the passenger seat, Shen Xuan buckled her seatbelt and complained discontentedly.
Shen Yuan gazed at the road ahead and said indifferently, “Stop nagging.”
Shen Xuan pouted, “I insist on nagging, so what? Can’t a little sister express her feelings now?”
Shen Yuan let out an “Oh,” “Then about that car, I think never mind…”
“Brother! I won’t nag anymore!”
Shen Xuan quickly spoke and then made a gesture of silence.
Shen Yuan smiled wryly, while Li Hongjuan in the backseat said, “Yuan, don’t buy your sister too expensive a car. She just graduated from high school not long ago. Why does she need such a fancy car?”
Shen Xuan pouted and elongated the word “Mom,” “Brother already promised me, don’t get involved.”
“You’re just being unreasonable. Wanting to drive a two-million car just after starting university? Why so high-profile? Your brother started with that BMW 4 series which was only 400,000.”
“Oh, my brother didn’t have money back then, and it was you who paid for it, so of course, he couldn’t buy anything too expensive.”
“Anyway, my brother already agreed, so you guys should stop bothering about it. Besides, I’m not necessarily buying a two-million car; the budget my brother gave is two million, but I’m thinking of buying something around one million.”
Li Hongjuan snorted, “You siblings really have grown wings, now I can’t control you anymore.”
After a while, Li Hongjuan asked, “But Yuan, what do you mean by going back?”
Shen Yuan replied, “To buy insurance for you.”
Li Hongjuan was stunned for a moment, “Why suddenly buy insurance? Your father and I are still healthy.”
Shen Heping, who had been drinking quite a bit and was dozing off, was startled by the word “insurance” and immediately sat up, “What insurance? Who did you hit?”
Li Hongjuan rolled her eyes, “What insurance are you talking about? You’re confused from sleep, our son is talking about buying us insurance.”
“Oh, it’s about buying insurance, you scared me.”
Shen Heping rubbed his eyes to wake himself up a bit more, then said, “Yuan, your mom and I both have medical insurance, and we also bought that benefit insurance, there’s no need for more.”
“Dad, the insurance I’m talking about is different from what you mentioned.”
Shen Yuan had previously planned to arrange retirement annuity insurance for his parents. He had already given his parents three million each as pocket money, which they were reluctant to spend and were instead saving to secure their future.
So Shen Yuan also wanted to set aside some money for them, so that starting at age 60, aside from their savings, they would have a substantial and continuous cash flow each month.
Moreover, there’s still 21 million out of that 30 million filial piety fund that needs to be spent.
In the last couple of days, Shen Yuan had been looking up retirement annuity insurance online and had also learned about high-end medical services.
Medical insurance is basic protection, but to enjoy top-tier medical services, one must buy high-end medical insurance.
Shen Yuan explained, “Medical insurance and benefit insurance can reimburse inpatient treatment costs, but the proportion and scope of reimbursement are very limited. For instance, with medical insurance, only public hospitals are reimbursable, such as a reimbursement cap at 50%-70%, and many imported drugs are not reimbursable.”
“With high-end medical care, all these non-reimbursable expenses are covered, and even treatment at the top private hospitals can be reimbursable, with the possibility of arranging overseas medical treatment. I only understand the basics; let them explain it to you when they arrive.”
Shen Heping and Li Hongjuan were suddenly bewildered. High-end private hospitals? Going overseas for medical treatment?
They both felt that their health was quite good, with no major issues, and minor ailments could be treated easily.
It is normal for those unfamiliar with insurance to have this mindset. After all, buying insurance is to prepare for potential risks; having no illnesses or disasters is, of course, the best.
They only felt that such insurance must be very costly. Li Hongjuan came around and looked at Shen Yuan, “Yuan, tell mom, how much is your fortune now?”
Shen Yuan thought for a moment and said, “It should have tripled compared to what it was during dad’s birthday, especially lately, the forex and my stocks have been performing very well.”