Chapter 36: Chapter 36: Endless Interest Bug Chapter 36: Chapter 36: Endless Interest Bug “You always have to tell me, what do you need to see Mr.
Jin for?” Chen Cheng said, “I can’t just go see him for no reason and then arrange for your meeting, right?”
Tong Jialu straightened up, looked at the man before her, and after a moment, she said:
“Our bank has recently launched a very good financial product, with a minimum subscription of 5 million.
Jin Baogen is an important client we’ve invited, but after several discussions, the returns have not been agreed upon, so…”
Listening to Tong Jialu describe it, Chen Cheng felt more and more that she was deceiving him.
Not to mention whether this financial product starting from 5 million is real or fake, but just the deeds of lending, sending wine, and bowing alone, it’s worth much more than that.
“So that’s it…” Chen Cheng didn’t expose her, and he said, “I’ll ask Mr.
Tong Jialu nodded excitedly, “Good, Brother Cheng!
I’ll wait for your reply!”
“First of all, I can’t necessarily persuade him.
You should be aware, Mr.
“I understand, understand!”
Chen Cheng raised an eyebrow, “Weren’t you going to the restroom?”
Right!” Realizing this, Tong Jialu bowed again, “Thank you, Brother Cheng.”
“It’s a simple matter!”
After Tong Jialu left, Chen Cheng leaned against the wall, his mind racing.
Jin Baogen had said that he knew quite a few people from the Jing Issue, but he did not know Xia Yubing, let alone Tong Jialu.
Chen Cheng had a clear understanding in his heart, knowing there must be more to this.
He recalled Tong Jialu’s eager yet barely concealable nerves, and the fleeting look in her eyes when she mentioned the financial project starting at 5 million—all signs that made him think the matter was not as simple as it seemed.
“Interesting,” Chen Cheng thought to himself, “5 million?
Financial investment?”
The next second, his brain buzzed.
“Wait, does buying financial products count as consumption?” This was his first thought.
According to the rules of the game, any funds in accounts under Chen Cheng’s name would accrue interest, and in his current understanding, the act of buying financial products should also be considered a form of consumption.
He took out his phone and opened Alipay.
To verify his hypothesis, Chen Cheng spent just 1 yuan to buy into a financial product called “Yida Enhanced Return Bonds”.
The phone quickly showed “Transaction in progress.”
And the panel in Chen Cheng’s mind refreshed at that moment.
[Consumption: 39,226.5/1,000,000]
“It does count!” Chen Cheng thought happily.
He took a deep breath, and just when he was about to buy in large scale, he found that such financial products had a lock-in period, and the duration was not short.
“Isn’t this trapping the cash flow completely?” Chen Cheng stopped what he was doing.
Although converting the 300,000 in his hand into another form would still yield high interest daily, given the current poor fund market conditions, whether losses would occur was another matter, and just the time cost alone could not satisfy Chen Cheng’s desire to quickly raise the interest rate.
Since bond investments were not viable, Chen Cheng had to change track.
His thoughts hovered among various products, needing to find something that could be traded and redeemed real-time.
As soon as he thought of this, Chen Cheng’s ideas suddenly expanded.
The gold he thought of was not physical gold, but paper gold.
Domestic paper gold accounts are currently not accepting new accounts, and in Chen Cheng’s past transactions, there were numerous cases of banks digging pitfalls.
What baffled him the most was that after he had seen the massive increase in gold prices following the latest U.S.
GDP, Federal Reserve interest rates, and the latest non-agricultural data,
But just when he finished modifying the trading rule code, the bank’s trading system suddenly crashed.
By the time he managed to log in successfully again, the price of paper gold had already soared to a high point.
In just about ten minutes, he had missed the opportunity for a transaction that could have earned seventy to eighty thousand.
Since the domestic situation was uncertain, Chen Cheng naturally turned his gaze to foreign trading platforms.
London gold was naturally his top choice.
London gold trading is more transparent and fair, less prone to price fraud or sudden blackouts.
Most importantly, it allows prompt closing of positions and redemption.
As a former practitioner, Chen Cheng naturally wouldn’t opt for amateur funding boards like Wenhua or private platforms; he directly logged into LBMA and started operating.
He glanced at the current consumption amount and rounded it up.
He added 960,773.5 yuan, bought 1.23 hands of gold, and the interface in his mind refreshed again.
[Expenses: 1,000,000/1,000,000]
[Interest Rate Upgrade!]
[Current Daily Interest Rate: 5.01%]
Chen Cheng was thrilled, he proceeded to redeem his investment.
After paying a fee of 444 yuan, Chen Cheng got his principal of 1 million yuan back.
He did a quick calculation, with the current increase of 0.01%, the interest he could earn extra per day was 325.75 yuan.
It seemed like spending 100 more, but as long as the base was large and reached the break-even point, this was an endless interest farming bug.
This time, he directly invested 3 million yuan, buying 3.846 lots.
[Interest Rate Upgrade!]
[Current Daily Interest Rate: 5.04%]
After paying about 1400 yuan for redemption, the 0.04% daily interest rate brought him an extra interest of nearly 1300 yuan.
Chen Cheng’s heart was racing, “Almost there.”
He bought another lot.
[Interest Rate Upgrade!]
[Current Daily Interest Rate: 5.07%]
Still paying the same amount of fees, but the interest from 0.07% now already reached about 2300 yuan.
This is too much of a bug!”
Right when Chen Cheng was engrossed in the joy of this finger tapping, the settlement in his mind arrived on schedule.
[Today’s interest settled]
[You have received 165,251.63 yuan]
[Current Funds: 3,424,652.63 yuan]
[Current Interest Rate: 5.07%]
In a blink of an eye, it was twelve o’clock.
Chen Cheng took a deep breath, he couldn’t help but exclaim: “Now I really can’t spend it all!”
Xiao Meier also came out at this moment, she seemed nervous.
Chen Cheng turned around, “Eh?
Why did it take so long?”
Xiao Meier, with her hands behind her back and her robust legs crossed, shyly said, “Shall we go back first?”
Seeing her twisted posture, Chen Cheng knew she must be on her period.
“Sure.” He agreed: “How could you drink something cold?”
“I didn’t expect it to come today!” Xiao Meier frowned deeply, “It was supposed to be next week!”
Chen Cheng smiled helplessly, he took off his jacket and tied it around Xiao Meier’s waist to cover the awkwardness behind her.
Xiao Meier felt a warmth in her heart, a smile appeared on her face.
“Quite retro.” Chen Cheng teased: “Let’s go.”
“Do you mean I’m old?” Xiao Meier frowned.
I think sister Meier still has her charm!” Chen Cheng laughed loudly: “Much more flavorful than these young girls.”
The two returned to their booth.
“Shu Biao, sister Meier’s foot hurts, we’re going to head back first,” Chen Cheng said.
Feng Biao looked at the table full of drinks, “You’re not drinking?”
“You keep it!” Chen Cheng smiled: “Perfect, we’re leaving, now you can really show off!”
“Don’t start, if there are no witnesses, my skin will be skinned by Yingzi!” Feng Biao also stood up, “Let’s save it for next time.”
“Then I’ll call a designated driver, wait for you outside.”
Feng Biao nodded, “Alright, you go first, I’ll come out after storing.”
He watched the two leaving, his eyes catching on the jacket around Xiao Meier’s waist, “Why is there a change of clothes after going to the restroom?”
“Damn, this guy couldn’t have done the deed in the restroom, right!” Feng Biao cursed under his breath.