"Thirty percent returns in three months?" The moment Yang Yu heard this rate of return, he knew the landlady must have been conned.
Although Yang Yu wasn’t particularly fond of meddling in others’ affairs, the boss had been so kind to him, he couldn’t bear to see him lose everything to a scam: "Boss, call your wife over here, let me see what APP it is, maybe I can help."
"Getting that woman to come here is harder than anything." The boss was very frustrated, "She now thinks she’s the only one holding up the family, no matter how busy I am here, she won’t help, just waiting for the ninety thousand in returns after three months."
"You invested three hundred thousand?" Yang Yu couldn’t help but gasp, although three hundred thousand wasn’t much to him now, he had been poor before and knew just how hard it was for the owner of a barbecue stall to save such a sum.
If that three hundred thousand was lost, it wouldn’t be surprising if the boss considered suicide!
"Yes, she put it all in," the boss sighed deeply, "Ever since she made that investment, I haven’t slept peacefully for a day. I really don’t understand why these housewives think making money is so easy, as if just moving their fingers will earn them cash."
Feeling that things couldn’t go on , Yang Yu spoke to the boss, "Boss, call your wife and say I’ve found an app with even higher returns, and tell her to come take a look."
The boss thought this was a good idea and his eyes brightened, "Okay."
The boss immediately called his wife, and after about ten minutes, a middle-aged woman in pajamas and slippers arrived at the barbecue stall.
"Oh? Isn’t this Ah Yu?" Seeing Yang Yu, the landlady was very enthusiastic, "I heard that you and Ah Qiang became big bosses?"
"That’s right." Yang Yu laughed, "I now earn several million a day, mainly because I invested in an app with high returns. It settles every month, with a thirty-eight percent monthly return!"
"Thirty-eight percent monthly returns! Old Ma, didn’t I say these kinds of apps can make money? You just wouldn’t believe me!" The landlady’s eyes lit up as soon as she heard it, "Ah Yu, what APP is that? Is it reliable? Can you introduce me to it?"
"I get money every month, how could it not be reliable?" Yang Yu let the landlady glance at his alert for receiving money, making her eyes go wide, "Really, several million every month!"
Actually, this money was the bank interest on Yang Yu’s deposits. If you have tens or hundreds of billions in the bank, it’s certain to get millions in interest a month.
"Convinced now?" said Yang Yu with a smile, "Landlady, could I take a look at the APP you invested in? If possible, withdraw your money and invest it with me, isn’t it better than your three-month, thirty percent return?"
"It’s this ’Quick Cash’ app." The landlady showed Yang Yu an app on her phone, and he immediately sent the app’s related information to Xu Fan, "Ah Fan, help me see where this app was developed and where their funding accounts are located."
After doing all this, Yang Yu handed the phone back to the landlady, "Landlady, can you withdraw the money now?"
"Withdraw the money?" The landlady hesitated, "The customer service told me that if I withdraw the money before three months, not only will I get no returns, they’ll also deduct a twenty percent handling fee."
"Twenty percent? Is it sixty thousand?" Yang Yu laughed, "I’ll give you sixty thousand. Once you invest this money with me and there’s a return next month, I’ll deduct the sixty thousand again, how’s that?"
Upon hearing this, the landlady was overjoyed, "No problem, I’ll withdraw the money now!"
She immediately began to operate her smartphone, eager to transfer the money out.
But after a while, she frowned, "What’s going on? Why does it keep saying my password is wrong? All my passwords are the same!"
The landlady tried five times in a row and ended up locking her account, which made her panic.
What is happening here!" The landlady immediately connected with online customer service and demanded to know, "Why can’t I withdraw my money?"
Yang Yu, puzzled, casually asked, "Landlady, why don’t you call customer service?"
The landlady replied, "The customer service phone for this app is very expensive, several dollars per minute. Since there’s a twenty-four-hour online customer service, it’s the same... Look, customer service has replied!"
Yang Yu glanced at the response and almost rolled his eyes, "They say they can’t handle the withdrawal because the bank is closed and I have to wait until tomorrow morning? What an excuse, amazing!"
The landlady wanted to reply something, but Yang Yu immediately said, "Landlady, ask her if you want to transfer in another three hundred thousand, do you also have to wait until tomorrow morning?"
At this point, the landlady was also not dim-witted and immediately understood Yang Yu’s point, promptly sending his exact words over.
The customer support replied quickly, "There is no time restriction for transferring into the account!"
The landlady was so angry she could barely breathe, immediately responding, "It keeps saying that my password is wrong, and my account has been frozen, so I can’t transfer money either."
The customer support was very considerate, "No worries, I’ll unlock your account for you right now."
In a little while, the landlady’s account was unlocked.
She reset the same password and tried to withdraw again.
As expected, it showed the password was wrong again!
If the landlady still didn’t realize it was the software preventing her from withdrawing money, then she was beyond help, "Sham, it’s all a sham!"
The landlady’s eyes went wide with outrage, and her teeth were nearly clenched to breaking, "My money, I can’t get my money back!"
When the boss heard this, his body shook, almost toppling over.
He clutched his aching heart, glaring with rage, "You wasteful woman, it’s like I’ve worked for nothing these past decades!"
The landlady sat on the ground, wailing, "These days, the bank interest is so little, it can’t keep up with the market inflation. Money just sits there losing value. Was I wrong for trying to earn more?"
Yang Yu was about to console the boss when a call from Xu Fan came through, "Brother Yu, I’ve found out the app’s server and everything else is located abroad, but the payment accounts are domestic, although there are several."
"The account holders of these accounts are mostly elderly people from very remote areas, likely someone used these people’s identities to open the accounts and then shift the money to foreign accounts to evade supervision."
As soon as Yang Yu heard this, he understood the situation and took a deep breath, "So, unless we can find the domestic mastermind, this money won’t be recoverable, right?"
"That’s right," Xu Fan confirmed, "Brother Yu, should we call the police?"