Chapter 263: Trending No.1! Is Immortal Cultivation Loan a Trap? (Part 1)
The extremely long loan terms undoubtedly further fueled the cultivators’ enthusiasm for the Immortal Cultivation Loan.
It ensured that any cultivator wouldn’t have to worry about not being able to repay the spirit stones.
When they were short on spirit stones, they could use the Immortal Cultivation Loan with greater confidence and boldness.
Without any concerns, this Immortal Cultivation Loan was simply too convenient.
With excitement, countless cultivators, after casually choosing an installment term, entered the final screen.
This screen detailed how long the cultivators would need to repay their loans and how many spirit stones they would need to repay per installment.
It was extremely detailed, causing the cultivators to nod in approval.
And below the loan details was a reminder for repayment.
“Repayment of spirit stones is due on the first of every month.
“By depositing spirit stones into Immortal Net Cloud Flash Pay in advance, the payment can be directly deducted.
“Loans can be repaid early. If repaid early, interest will stop accruing on the repayment date!
“Please repay the spirit stones promptly.
“If overdue, double the daily interest will be charged as a late fee.
“Simultaneously, the borrower’s Immortal Cultivation Loan eligibility will be reduced or canceled.
“If overdue for more than three months, the Heavenly Origin Sacred Land will enforce repayment.
“If the cultivator does not have enough spirit stones to repay, the Heavenly Origin Sacred Land has the right to sell off all of the cultivator’s possessions.
“If that still does not cover the debt, the Heavenly Origin Sacred Land has the right to send the debtor to various mines or engage in other forms of labor to compensate for the loss.
“During this time, all labor income of the cultivator will belong to the Heavenly Origin Sacred Land.
“During this period, the cultivator will lose personal freedom until the debt and overdue fees are fully repaid.”
If you don’t repay the debt and get caught by the Heavenly Origin Sacred Land.
All your possessions will be sold.
If that’s not enough, you’ll be sent to the mines.
Regarding this, the cultivators had no reaction.
They didn’t think the Heavenly Origin Sacred Land was being harsh at all.
Because in the world of cultivation, the Heavenly Origin Sacred Land’s approach was already considered merciful.
If you owed spirit stones to pawnshops or certain loaning forces and couldn’t repay them, that would be a fate worse than death.
Moreover, most cultivators didn’t care about the overdue penalties.
On the one hand, few cultivators dared to owe the Sacred Land’s spirit stones.
On the other hand, the interest on the Immortal Cultivation Loan was so low, and the repayment period was so long.
There was basically no need to worry about being unable to repay the spirit stones.
At the bottom of the screen, there was a button to confirm the loan.
With a press, the spirit stones could be directly credited to the account.
But most cultivators didn’t click it.
After all, the Immortal Cultivation Loan clearly stated.
Even if you borrowed and repaid the spirit stones on the same day, at least one day’s interest would be charged.
However, many cultivators who were in urgent need of spirit stones clicked without hesitation.
The moment they clicked, their Immortal Net Cloud Flash Pay notified them.
The loan had been credited.
Seeing the increased spirit stones in their Immortal Net Cloud Flash Pay account, the cultivators who borrowed were astonished.
Did the loan get credited this quickly?
Moreover, the Immortal Cultivation Loan was indeed this convenient.
No collateral was required.
This made countless cultivators overjoyed.
With this Immortal Cultivation Loan, if they were ever short of spirit stones, they would no longer need to pawn their magical artifacts at low prices to pawnshops.
Nor would they have to endure the usurious, compounding interest rates.
Not to mention the terrible experiences of borrowing money in the past.
Now, when they’re short of spirit stones, there’s no need to beg anyone.
They just need to click a few times in the Immortal Cultivation Loan.
And they could get a large amount of spirit stones.
The Immortal Cultivation Loan, produced by the Heavenly Origin Sacred Land, was simply fantastic!
On Immortal Net’s Weibo, the No.1 trending topic used to be related to the lottery.
But after the Immortal Cultivation Loan feature was updated, the words “Immortal Cultivation Loan” forcefully topped the trending list.
Countless cultivators enthusiastically discussed the Immortal Cultivation Loan feature.
The lottery feature was tempting.
But most people never win.
Only a few cultivators could win the grand prize and gain benefits.
But the Immortal Cultivation Loan was different.
As long as they had a loan limit, anyone could conveniently and quickly borrow a large sum of spirit stones from it.
“Compared to the previous usurious interest rates, the Immortal Cultivation Loan’s interest is incredibly fair!”
“What attracts me most about the Immortal Cultivation Loan is its repayment period. I’ve had my eye on a treasure, but I didn’t have the spirit stones to buy it. Now, I’ve borrowed 100 high-grade spirit stones through the Immortal Cultivation Loan, split into 600 installments, and I only need to pay 40 mid-grade spirit stones each month!”
“I’m about to break through and have been saving resources. Now, with the Immortal Cultivation Loan, I can directly borrow to make the breakthrough. After breaking through, earning spirit stones will be easier, and I can repay the loan easily.”
“The Immortal Net Cloud Flash Pay icon is a pile of spirit stones, which perfectly matches the app’s function. It can earn interest, win big prizes, and now even borrow spirit stones.”
“I just tried it. Whether I’m buying something on Immortal Net Taobao or purchasing a course on Immortal Net Cloud Classroom, I can directly use my Immortal Cultivation Loan limit for payment — this is so convenient.”
“Aren’t the Heavenly Origin Sacred Land worried about cultivators dying and being unable to repay their spirit stones?”
“The Heavenly Origin Sacred Land is currently the wealthiest Sacred Land, so they probably don’t care about such small losses.”
“The Saint Master is truly a great person! With this Immortal Cultivation Loan, I’ll never have to worry about lacking spirit stones for cultivation again!”
Countless cultivators praised the latest Immortal Cultivation Loan update on Immortal Net’s Weibo.